FBA BUSINESS SOLUTION: Financing and Funding

American Funeral Financial, LLC, located in Greenville, SC, are the funeral funding experts and resource for insurance advancement funding for both funeral homes and cemeteries. Founded by death-care professionals, we know what it’s like to ask those hard questions during an arrangement conference regarding payment. That’s why we make it easy, fast and affordable for our clients. Why do the paperwork yourself and wait for payment when you can use American Funeral Financial – the funeral funding experts – and get your funds within 24 hours of verification?  Why wait – get your money now?

It’s as easy as 1-2-3 with American Funeral Financial. Our simple on-line submission process has us working for you in a matter of minutes!  And most of the time we’re back to you with an update in less than an hour.  Service you can count on when you need it the most – that’s American Funeral Financial.  With hours from 9:00 a.m. till 8:00 p.m. eastern and 9:00 a.m till 3:00 p.m. on Saturday – we’re there when you are and we gladly provide Insurance Assignment Verification for Group policies.

For information call Chuck Gallagher at 877.213.4233, email chuck@americanfuneralfinancial.com or visit us on the web at www.americanfuneralfinancial.com.  With exceptional speed and expert abilities, American Funeral Financial is rapidly becoming the provider of choice for funeral homes and cemeteries nationwide.  Call now and set up a demo so you, too, can see what others are raving about – American Funeral Financial, the funeral funding experts.

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C&J Financial, LLC, located in Rainbow City, AL, is an affiliate of Security National Life Ins. Co., and is your answer to eliminating the hassle, headache and cash flow delay in processing insurance death claims. Through C&J’s FAST FUNDING insurance assignment program, funeral homes and cemeteries reassign the insurance policy a family presents to them for payment of goods and services to C&J. The firm simply completes an “Immediate Approval Fact Sheet,” “Assignment/Reassignment form” and a “Claimant Statement,” if required by that company, and then faxes them over to our office for verification. As soon as the status of the insurance policy is determined and the amount of benefit is verified, payment is made to the funeral home or cemetery. This is typically a 24 to 48 hour process from the funding request to receipt of funds versus waiting weeks or months to receive payment. By reassigning insurance claims to C&J, funeral homes and cemeteries can reduce their administrative costs, eliminate their accounts receivable and focus more time on their families rather than hassling with insurance companies.

For more information about C&J’s FAST FUNDING program visit us online at www.snlfastfunding.com or call Jamie Meredith at (800) 785.0003. C&J has been providing financial and administrative solutions for funeral homes and cemeteries nationwide for nearly 15 years. Currently C&J is one of the largest providers of insurance assignment funding in the United States. C&J currently processes thousands of death claims and fund tens of millions of dollars per year to funeral homes. Our parent company, Security National Financial Corp., has been providing insurance and financial services to funeral homes and families since 1965.

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Cooperative Funeral Fund, Inc., is located in Madison, Connecticut and a Massachusetts Corporation. CFF created a program in 1989 for the funeral service industry that facilitates the creation, investment, tax compliance and payout of Preneed Funeral Trusts. Currently, CFF is serving funeral homes in Connecticut, Massachusetts, Maryland, New Jersey, New York, Pennsylvania, Rhode Island, Tennessee, and Illinois and managing over one quarter of a billion dollars of funeral trust assets from 700 funeral homes. The objective of the program is to provide maximum security of principal and to pace inflation.  Following the passive management investment philosophy, CFF purchases financial instruments and holds them for long durations instead of actively trading them.  As a registered Investment Advisor, CFF and its President, Mark C. Mannix direct the investment of the Funds in accordance with the Funeral Service Contracts which restrict the portfolio to “Fixed Income Investments.” CFF offers competitive returns, streamlined paperwork, quick disbursement of claims, 100% government-backed investments, exceptional customer service, and 24-hour online access to your account information.

For more information on the Cooperative Funeral Fund, Inc. Preneed Program, please visit our website at www.cffinc.com, or call us at 800-336-1102.

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Forethought Capital Funding, Inc., located in Batesville, Indiana, is dedicated to assisting families, funeral homes and cemeteries by providing immediate funding for funeral expenses, final disposition and other related expenses. Our team of assignment professionals works directly with insurance carriers to obtain all necessary forms, to gather the required signatures, and to send funds within 24-48 hours. Our at-need assignment program eliminates the time-consuming burden of contacting insurance carriers and filing claims for death benefits. Traditional insurance companies can take 60 days or more to process a claim and in some cases, it can even take much longer to work through legal or administrative issues. Access to a decedent’s life insurance proceeds, via our assignment program, can help alleviate a family’s worry of paying for funeral and cemetery expenses, travel expenses, medical expenses or other end-of-life expenses.  Dealing with the loss of a loved one is a particularly stressful time. We want to make things as easy as possible for you with a simple process and minimal paperwork. Our at-need insurance assignment program is designed to provide funeral homes and cemeteries a faster, safer, and easier way of processing at-need insurance assignments.

For more information, or to learn more about our program, please visit us at www.Forethought.com or call us at (888) 657-5337. Forethought Capital Funding, Inc. is a wholly owned subsidiary of Forethought Financial Group, Inc. With assets in excess of $4.5 billion, more than $1.2 billion in annual revenue, $5.8 billion of life insurance protection in force, more than two million policyholders, and a 25-year history of quality, service and reliability, Forethought is a preeminent leader in the delivery of insurance and financial services across the U.S.

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Jackman Financial Corporation, located in Chicago, IL, is a premier funeral funding company serving funeral homes nationwide. With more and more families unable to pay cash or even pay  for the funeral with a credit card, many directors are taking a second look at insurance assignments as a payment method.  Jackman Financial takes direct assignments from the beneficiary insulating the funeral home from any liability.  Jackman verifies the policy and wires funds directly to the funeral home.

Since the funeral home can include the insurance processing charge on the itemized bill, the funeral home secures full payment, often within 24-48 hours. Families don’t have to deplete their bank accounts or max out their credit cards. Since Jackman processes the insurance claim, the beneficiaries get paid the balance of the death benefit quicker than they could themselves.

Jackman makes it easy for funeral homes to take advantage of this service. By visiting our website, the funeral director can fill out the assignment form and a verification request on-line and transmit it immediately to Jackman for verification.

For more information, visit www.jackfina.com, or call Joe Brull toll free at (866)851-7721 or send him an email at jb@jackfina.com to learn about our low rates and our other services.

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Jefferson Financial, located in Dallas, TX, provides prompt and easy insurance factoring/advanced funding to Funeral Homes on insurance policies. Funding on policies is usually completed within 24 hours and we will work with the insurance companies freeing up valuable time and financial resources for the funeral homes. We will deal with the insurance companies and wait on funding with no recourse to the funeral home. In these tough economic times, we are finding more funeral homes are realizing the tremendous time and financial benefits in turning these items into quick funding. In addition, Jefferson Financial will fund amounts above the cost of the funeral in most cases. Our fees are low and extremely competitive and most funeral homes are passing them on to the customer.

All form’s can be found online at www.jeffersonfin.com and all forms required for funding can be handled by email or fax.  Signing up is quick and easy. We are currently running rate specials at 2.95% so jump online at www.jeffersonfin.com or call us at 1-800-708-7551.